DEBT RECOVERY
Clear legal advice and representation for businesses and individuals seeking to recover unpaid debts.
Unpaid debts can affect cash flow and create unnecessary financial and practical difficulties for businesses and individuals.
Rahim Ahmed Solicitors can assist with the recovery of appropriate unpaid debts, from initial correspondence and demands for payment through to County Court proceedings and enforcement where necessary.
Fixed fee arrangements may be available for certain debt recovery services. Further information is available on our Fees and Transparency page.
HOW WE CAN HELP
Debt recovery may involve initial demands for payment, compliance with applicable pre-action requirements, negotiations, court proceedings and enforcement.
We can review the basis of the debt, the relevant agreement, invoices, correspondence and available evidence before advising on the appropriate steps to pursue recovery.
UNPAID INVOICES AND DEBTS
Advice and representation concerning appropriate unpaid invoices, contractual debts and other sums which remain outstanding.
COUNTY COURT DEBT CLAIMS
Preparation and conduct of appropriate County Court proceedings where payment is not made following pre-action correspondence.
LETTERS BEFORE CLAIM
Preparation of appropriate pre-action correspondence seeking payment and setting out the basis upon which the debt is claimed.
JUDGMENT ENFORCEMENT
Advice on appropriate enforcement options where a County Court judgment has been obtained but payment has not been made voluntarily.
BUSINESS DEBT RECOVERY
Advice and representation for businesses seeking recovery of unpaid commercial debts, including interest and recovery costs where applicable.
NEGOTIATION AND REPAYMENT
Advice and assistance concerning settlement discussions, repayment proposals and agreed arrangements for payment where appropriate.
UNPAID INVOICES AND DEBTS
Unpaid invoices and other outstanding debts can create cash-flow and financial difficulties for businesses and individuals.
We can review the basis upon which payment is claimed, including relevant agreements, invoices, statements, correspondence and other available evidence.
Where appropriate, we can contact the debtor seeking payment and advise on any interest or recovery costs which may also be recoverable.
If payment is not made or the debt becomes disputed, we can advise on the appropriate next steps.
LETTERS BEFORE CLAIM AND PRE-ACTION RECOVERY
Before court proceedings are commenced, appropriate pre-action steps will usually need to be considered.
The procedure and information required will depend upon the nature of the debt, the parties involved and any applicable pre-action requirements.
We can prepare appropriate correspondence setting out the basis of the debt, the amount claimed and the payment sought.
Where a response is received, we can consider any issues raised and advise on whether the matter may be resolved or whether further action should be considered.
BUSINESS DEBT RECOVERY
Late or unpaid commercial debts can affect a business's cash flow and its ability to operate effectively.
We can assist businesses with the recovery of appropriate unpaid invoices and other commercial debts.
Depending upon the circumstances, interest and recovery costs may also be claimable in addition to the principal debt.
We can advise on the available options, from initial demands for payment and negotiation through to court proceedings where appropriate.
COUNTY COURT DEBT CLAIMS
Where payment is not made following appropriate pre-action steps, it may be necessary to commence court proceedings.
We can advise on and conduct appropriate County Court debt claims, including preparation of the claim and supporting documentation.
If the claim is defended, we can review the defence and advise on the issues in dispute and the appropriate procedural steps.
Whether proceedings are proportionate will depend upon matters including the amount involved, the evidence available, the debtor's position and the likely costs of pursuing the claim.
JUDGMENT ENFORCEMENT AND REPAYMENT
Obtaining a court judgment does not always result in immediate payment.
Where a judgment debt remains unpaid, we can consider the information available about the debtor and advise on appropriate enforcement options.
The appropriate method of enforcement will depend upon the particular circumstances, including the nature and value of the judgment and the debtor's financial position and assets.
We can also assist with appropriate repayment proposals, negotiations and agreed arrangements for payment where this offers a practical means of recovering the debt.
HOW A DEBT RECOVERY MATTER WORKS
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INITIAL ASSESSMENT
PRE-ACTION RECOVERY
COURT PROCEEDINGS WHERE REQUIRED
JUDGMENT AND ENFORCEMENT
We review the circumstances of the debt, the relevant agreements, invoices, correspondence and available evidence and advise on the appropriate options for recovery.
Where appropriate, we prepare correspondence seeking payment, consider any response received and advise on whether the matter may be resolved without court proceedings.
If payment is not made and court proceedings are appropriate, we can prepare and conduct the claim and advise you as the matter progresses.
Where judgment is obtained but payment is not made voluntarily, we can advise on appropriate enforcement options or repayment arrangements.
FEES
We offer fixed fees for certain defined debt recovery services. Other work may be charged on an hourly basis depending upon the nature and scope of the work required.
The appropriate charging arrangement will depend upon the circumstances, complexity and stage of the matter.
Before you instruct us, we will explain the work we are being asked to undertake and the basis upon which you will be charged.
Further information about our charging arrangements is available on our Fees and Transparency page.
WHY CHOOSE RAHIM AHMED SOLICITORS?
Debt recovery matters can involve important financial and commercial considerations for businesses and individuals.
Our aim is to provide clear and practical legal advice, explain the steps involved in your matter and keep you informed as the matter progresses.
Rahim Ahmed Solicitors is based in Manchester and acts for clients across England and Wales.